Owning your dream home just got easier with IIFL Home Loans. As one of the largest operating housing finance companies, we aim to make home financing more accessible and improve the home buying experience with legal and technical counselling from our experts.
If you plan to buy a home, plot, bungalow or land, simply apply for a home loan online with IIFL Home Loans. At IIFL Home Loans, the home loan interest rate starts from 8.20% onwards, and the maximum loan tenure is up to 25 years. With an easy digital process, competitive home loan interest rates, affordable EMIs and quick disbursement, our team is here to make your home loan process a simple and hassle-free affair.
The IIFL Home Loans offers a host of benefits such as home loan balance transfer, interest subsidy under the PMAY scheme, longer tenure, zero pre-payment charges, doorstep services, others.
Get one step closer to your dream of buying a home. We at IIFL Home Loans understand that buying a house is not only a sought-after 'next step' for you but also a valuable investment! Our experts intend to simplify the entire process and make it seamless and memorable.Check Home Loan Eligibility Check Subsidy Eligibility Calculate Your EMI
Just fill in the details for an online home loan application and avail of instant sanction from the comfort of your home or office.
High EMIs taking a toll on your finances, switch to the IIFL Home Loans' home loan to enjoy a lower Home Loan interest rate
With minimum documentation, the home loan application process is quick and hassle-free.
As part of Pradhan Mantri Awas Yojana (PMAY) (U), avail interest subsidy on home loans to contribute towards the "Housing for All" mission.
Prior to applying, it is always advisable to check how much loan amount you can avail with the help home loan eligibility calculator. To qualify for a home loan, you need to meet the following home loan eligibility criteria.
Getting a home loan from IIFL Home Loans is an easy and quick process. The paperwork is minimal. If you are looking to fund your dream home with IIFL Home Loans, then the following list of documents are required for home loan.
|Latest Salary Slip||Yes||No|
|Bank statement of the last 6 months||Yes||Yes|
|Copy of chain documents of the property (if applicable)||Yes||Yes|
|Copy of Receipt made to the developer (if applicable)||Yes||Yes|
|Copy of Buyer Agreement||Yes||Yes|
|Copy of Agreement to Sell (if executed)||Yes||Yes|
A Step Towards Sustainable Future: Green Affordable Housing, Policy & Finance
They have moved to their new home, where they now live. They are now saving for their retirement. With Pradhan Mantri Awas Yojana, we could buy our own home. This is nothing short of a dream come true.
Sukhwinder now owns home in Chandigarh, and lives their happily with his wife and child. It is a great feeling to own a home and save for the future of your children. We will always be thankful to Pradhan Mantri ji for this.
Post completion of process and successful verification of documents they were handed over the sanction letter and their loan was processed. They immediately moved to their newly bought house. Now, they are happily living and enjoying the ownership of their property.
Family finally decided to explore the option to buy their a home. Soon, they visited IIFL Home Loans branch near their home, where they got to know about the Credit Linked Subsidy Scheme under Pradhan Mantri Awas Yojana