Owning your dream home just got easier with IIFL Home Loans. As one of the largest operating housing finance companies, we aim to make home financing more accessible and improve the home buying experience with legal and technical counselling from our experts.
If you plan to buy a home, plot, bungalow or land, simply apply for a home loan online with IIFL Home Loans. At IIFL Home Loans, the home loan interest rate starts from 8.20% onwards, and the maximum loan tenure is up to 25 years. With an easy digital process, competitive home loan interest rates, affordable EMIs and quick disbursement, our team is here to make your home loan process a simple and hassle-free affair.
The IIFL Home Loans offers a host of benefits such as home loan balance transfer, interest subsidy under the PMAY scheme, longer tenure, zero pre-payment charges, doorstep services, others.
Get one step closer to your dream of buying a home. We at IIFL Home Loans understand that buying a house is not only a sought-after 'next step' for you but also a valuable investment! Our experts intend to simplify the entire process and make it seamless and memorable.
Check Home Loan Eligibility Check Subsidy Eligibility Calculate Your EMIJust fill in the details for an online home loan application and avail of instant sanction from the comfort of your home or office.
High EMIs taking a toll on your finances, switch to the IIFL Home Loans' home loan to enjoy a lower Home Loan interest rate
With minimum documentation, the home loan application process is quick and hassle-free.
As part of Pradhan Mantri Awas Yojana (PMAY) (U), avail interest subsidy on home loans to contribute towards the "Housing for All" mission.
Prior to applying, it is always advisable to check how much loan amount you can avail with the help home loan eligibility calculator. To qualify for a home loan, you need to meet the following home loan eligibility criteria.
Getting a home loan from IIFL Home Loans is an easy and quick process. The paperwork is minimal. If you are looking to fund your dream home with IIFL Home Loans, then the following list of documents are required for home loan.
Document type | Salaried | Self-employed |
---|---|---|
Application Form | Yes | Yes |
Identity Proof
|
Yes | Yes |
Address Proof
|
Yes | Yes |
Document type | Salaried | Self-employed |
---|---|---|
Latest Salary Slip | Yes | No |
Form 16/ITR | Yes | Yes |
Bank statement of the last 6 months | Yes | Yes |
Document type | Salaried | Self-employed |
---|---|---|
Copy of chain documents of the property (if applicable) | Yes | Yes |
Copy of Receipt made to the developer (if applicable) | Yes | Yes |
Copy of Buyer Agreement | Yes | Yes |
Copy of Agreement to Sell (if executed) | Yes | Yes |
Equated Monthly Instalment or EMI is the monthly payment you are required to pay until your loan amount is fully repaid.
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