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Exclusive Home Loan for the ones who take care of our homes!

Discounted interest rate for Uniformed Forces*

Free health insurance of upto ₹3 Lakh*
One EMI cash back on completion of 48 EMIs
Loan approval in just 30* Minutes

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*Terms & Conditions apply.
Credit at the sole discretion of IIFL Home Finance Ltd.

The texts on this website have been translated using an automated translation tool and its accuracy cannot be guaranteed. We recommend referring to the English version of the content for the most precise information. In the event of any disputes or inconsistencies, the contents in the English language shall be considered final and binding. IIFL HFL disclaims any liability or responsibility in this matter.

What is Home Loan for Uniformed Services?

IIFL Home Finance offers a special and exclusive Home Loan to all the segments of the uniformed and defence forces.

Under this new offering ‘Residential Home Loan for Uniformed Services’, all the employees of Indian Defence Forces and Paramilitary Forces, whether working or retired pensioners, can apply for a loan.

IIFL Home Finance Limited applauds and appreciates the selfless service provided by uniformed forces towards the nation and the citizens of this country. IIFL’s Residential Home Loan for Uniformed Services has exclusive rate of interest, reduced processing fee, and free health insurance of upto Rs. 3 Lakh*.

*Terms & Conditions Apply. Free insurance for duration of 1 year, starting from the date of loan's first disbursal. Loan at sole discretion of IIFL Home Finance Ltd.

Uniformed forces

  • Indian Army

  • Indian Air Force

  • Indian Navy

  • Indian Coast Guard

  • Assam Rifles

  • Special Frontier Forces (SFF)

  • Rashtriya Rifles (RR)

  • Central Reserve Police Forces (CRPF)

  • Border Security Forces (BSF)

  • Indo-Tibetan Border Police (ITBP)

  • Central Industrial Security Forces (CISF)

  • Sashastra Seema Bal (SSB)

  • Railway Protection Forces (RPF)

  • National Disaster Response Forces (NDRF)

  • National Security Guard (NSG) / Special Protection Group (SPG)

  • State Police/Indian Home Guard (Auxiliary to Indian Police)

  • RAF (Rapid Action Force)

  • Fire Services

  • Indian Forest Services

Home Loan for Uniformes Services can be availed for the following:

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Purchase of House (ready to move in or under construction) from a builder/developer

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Self-construction of house

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Purchase of land and construction

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Purchase of property from an individual seller

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Document Type Salaried
Application Form
Identity Proof
  • PAN (Mandatory)
  • Passport
  • Driving license
  • Aadhar card
Address Proof
  • PAN (Mandatory)
  • Passport
  • Driving license
  • Aadhar card

FAQs

The application process for IIFL Home Loan for Uniformed Services is very easy. You just need to follow the steps mentioned below:

  • Click here to start the process.
  • You will see a ‘Apply Now’ tab on the right side of the screen. Fill in all the necessary details i.e., name, mobile number, PAN, and the city.
  • You will receive an OTP on the number you provided. Enter the same and submit the information. You will be directed to further the application process.

The web-based application process by IIFL Home Loans ensures that you can apply for a loan from the comfort of wherever you are based. Alternatively, you can also visit the nearest IIFL Home Loans branch to apply. The executives will guide you through the entire home loan application process.

The defence sector in India is very vast, considering the wide-ranging security needs of the country and the specialization required across different sectors. We can divide the branches into two major categories:

 

1) Indian Defence Forces:

  • Indian Army
  • Indian Navy
  • Indian Air Force
  • Assam Rifles
  • Indian Coast Guard
  • Rashtriya Rifles (RR)
  • Special Frontier Forces (SFF)

2) Paramilitary Forces:

  • Central Reserve Police Forces (CRPF)
  • Border Security Forces (BSF)
  • Indo-Tibetan Border Force (ITBF)
  • Central Industrial Security Forces (CISF)
  • Sashastra Seema Bal (SSB)
  • Railway Protection Forces (RPF)
  • National Disaster Response Forces (NDRF)
  • National Security Guard (NSG) / Special Protection Group (SPG)
  • State Police / Indian Home Guard (Auxiliary to Indian Police)
  • Rapid Action Force (RAF)
  • Fire Services
  • Indian Forest Services

All the above forces come under the umbrella of uniformed services in India. They are responsible and dedicated to protecting the citizens and the country at large.

If you are a defence personnel seeking a home loan, you will need to submit the documents as listed below:

  • Identity Proofs: Aadhaar Card, PAN Card, Voter ID Card or any other government identity proof.
  • Address Proofs: Utility Bills, Rent Agreement
  • Income Proof: Salary slip and bank statement of the account in which the salary is credited
  • Bank Statement: All the bank statements for the last 6 months to 1 year
  • Any other document as may be required

Once you have submitted all the required documents for your defence personnel home loan, the application will be processed to determine your eligible loan amount. It is recommended to keep these documents handy and provide them as soon as possible for quicker processing and disbursal of your home loan.

IIFL Home Finance Ltd. appreciates and applauds the selfless services towards our nation provided by our uniformed personnel. This scheme is of assistance to our uniformed personnel even after retirement from active services.

 

Residential Home Loan for Uniformed Services by IIFL Home Loans allows all the employees of Paramilitary Forces and the Indian Defence Forces to apply for the loan, whether they are working or retired. It comes with an exclusive interest rate for uniformed personnel, reduced processing fees, and free health insurance of up to Rs. 3 lakhs.

It is not mandatory to have a female applicant or co-applicant for a home loan for defence personnel. Including a co-applicant in your home loan application becomes beneficial when you find it difficult to fulfill the eligibility criteria. This can happen when your income is not sufficient enough or your credit score is low.

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