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Making Housing Affordable and Sustainable

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About IIFL Home Finance Limited

IIFL Home Finance Limited (CIN: U65993MH2006PLC166475) is a registered housing finance company with National Housing Bank (NHB). It was incorporated under the Companies Act, 1956 and commenced its operations in 2006 and received registration certificate from NHB in 2009.

IIFL Home Finance Limited is subsidiary of IIFL Finance Limited - one of the leading players in Indian financial service space. With its head quarter in Gurgaon, company is engaged in providing loans for purchase, construction and renovation of homes; SME Secured loans for business & personal needs and Construction finance loans to developers engaged in construction of affordable homes.

The company has been rated as AA (Positive) by CRISIL AA (Stable) by ICRA.


We are a brand that is
not afraid to dream big and see those dreams to fruition.

Our single minded focus in providing investment advice while ensuring the highest standards of ethics and compliance, transparency while transacting business and staying ahead of the curve in technological innovations has helped us build credibility and a reputation we are proud of today.

3.56+ Lakh Satisfied and Trusted Customers
390+ Branches Spread Across India

Significance of our logo

Nine triangles which form Sri Yantra

A In Hindu Mythology, the nine interlocked triangles that surround and radiate from the centre (bindu) symbolize the highest, the invisible and elusive centre from which the entire ­figure and cosmos expand.

Our brand represents a cosmos in itself, where two worlds meet. One, where we together strive to grow and expand and the other, where we strive to make possibilities infi­nite for our customers. It is the confluence of these two thoughts, represented by the age old symbol of converging powers that stands as the face of our brand.



Glimpse Into Our Journey

  • ADIA acquires a 20% stake with a capital infusion of INR 22 billion
  • Crossed the milestone of 2,00,000 customers
  • Women Borrowers - 1,38,449 (59%)
  • Digital onboarding and decisions of SME Secured Loans
  • Rapid expansion of footprints to reach potential customers in tier III and tier IV cities
  • 9 Chapters of ‘Kutumb’ were conducted
  • Certified ‘Great Place to Work’ for 4th year in a row
  • 100% customer digital onboarding
  • Technical Assistance (TA) of USD 10 million from Asian Development Bank (ADB) and funding of USD 58 million
  • Launched our 1st Green Construction Handbook
  • Enabled green pre-certified homes to 15,107 families through our Green Value Partners (GVP)
  • Survived strong headwinds for NBFC/ HFC industry (Covid-19 & Liquidity crisis) while maintaining AUM and profitability
  • Penetrated deep into Tier 2 & 3 markets as a part of our expansion market strategy
  • INR 700 cr refinance from NHB, cumulative refinance of INR 2,525 cr
  • Completed a total of 6 Chapters of Kutumb - an initiative towards green affordable housing
  • Served 1,24,000+ customers with live book of 94,400+ customers
  • >127 Branches (as on March 31, 2020)
  • CLSS Beneficiaries 42,500+
  • 1000+ cr (INR) CLSS Subsidy Disbursed (as on September, 2020)
  • Best Performing Primary Lending Institution under CLSS for EWS/LIG – Second’ by MoHUA
  • INR 1,000cr+ refinance from NHB, cumulative refinance of INR 1,800cr+
  • Served 1,00,000+ customers with live book of 72,000+ customers
  • 127 Branches
  • CLSS Beneficiaries 16,500+
  • 386 cr+ (INR) CLSS Subsidy Disbursed
  • Conceived the idea of ‘Green Affordable Housing’
  • Aligned the business strategy with Kutumb
  • Identified among top 3 PLI’s by NHB for facilitating subsidy under PMAY (U)
  • 2nd Refinance received from NHB with cumulative finance of INR 800 cr+
  • 50,000+ Customers
  • 79 Branches
  • CLSS Beneficiaries 11,000+
  • 260 cr+ (INR) CLSS Subsidy
  • JHATPAT App goes LIVE for salaried customers
  • INR 160cr+ refinance received from NHB
  • 27,000+ Customers
  • 59 Branches
  • CLSS Beneficiaries 2,100+
  • 45 cr+ (INR) CLSS Subsidy Disbursed
  • Introduced SWARAJ Home Loans 
  • Aligned business strategy with ‘Housing for All’
  • Digital journey conceived 
  • 14,000+ Customers 
  • 58 Branches
  • CLSS Beneficiaries 60+
  • 1.30 cr+ (INR) CLSS Subsidy Disbursed
  • Focus on Affordable Home Loans
  • 4,700+ Customers
  • 12 Branches
  • Received Registration Certificate from NHB