About IIFL Home Finance Limited
IIFL Home Finance Limited is a technology-driven, India's leading retail-focused housing finance company dedicated to supporting first-time homebuyers from the Economically Weaker Sections (EWS) and Low-Income Groups (LIG) in India. A subsidiary of IIFL Finance Ltd. (79.59% stake), Abu Dhabi Investment Authority holds the remaining (20.41% stake) as a shareholder since 2022.
The company has served over 4.89 lakh customers since inception, including 3.17 lakh first-time home buyers, 1.68 lakh customers from the informal sector, and 4.62 lakh women borrowers as of 31st March 2026, reflecting its strong commitment to financial inclusion and empowerment.
Operating through a wide network of 315 branches across 18 states and 2 Union Territories, IIFL Home Finance focuses on underserved and emerging geographies, including the suburbs of Tier 1 cities and Tier 2 to Tier 4 towns, with residential property serving as collateral.
IIFL Home Loans
Expanding Affordable Homeownership Across India

*Data as of 31st March 2026 and since inception
Our Core Values: The FIT That Guides Us
At IIFL Home Loans, our core values act as a moral compass, guiding every decision we make and every action we take. Fairness, Integrity, and Transparency (FIT) are the foundation of our culture and the driving force behind all that we do.
These values reflect who we are, what we stand for, and how we work together to make homeownership a reality for millions.
Fairness
Fairness
We believe in treating all stakeholders, employees, customers, investors, partners, and communities with equal respect and consideration. Our decisions are guided by merit and equity, without any sort of bias or influence. We aim to create a level playing field for all, fostering inclusion and trust. Fairness governs every interaction, ensuring dignity and accountability at every step. It is the strong pillar of our relationships and long-term success.
Integrity
Integrity
Integrity is at the heart of our organisation, where we uphold the highest standards of honesty and ethics. Whether in internal decisions or external dealings, we do what is right, not what is easy. We hold ourselves accountable to act in alignment with our values, even in the absence of oversight. Integrity fosters credibility and respect across all our partnerships. It is the foundation upon which we build long-lasting trust.
Transparency
Transparency
We are committed to open and honest communication in everything we do. By ensuring utmost clarity and accessibility of information, we build trust with customers, regulators, investors, and the public. Transparency means sharing the truth, even when it's difficult, because trust highly depends on it. We encourage a culture of openness where feedback and dialogue are very valued. It strengthens our accountability and drives informed, wise and ethical decisions.
Corporate Social Responsibility
at IIFL Home Loans
At IIFL Home Finance Ltd., we believe in empowering communities by transforming Housing, advancing Financial Inclusion, and driving Social Change for a sustainable future.
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At IIFL Home Finance Ltd., we believe in empowering communities by transforming Housing, advancing Financial Inclusion, and driving Social Change for a sustainable future.
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