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Corporate Social Responsibility at IIFL Home Loans

At IIFL Home Finance Ltd., we believe in empowering communities by transforming Housing, advancing Financial Inclusion, and driving Social Change for a sustainable future.
Housing
Focusing on sustainable housing, we integrate green solutions, solar energy, and essential services to create vibrant communities for long-term well-being. Learn More
Social Transformation
Through programs in education, health, and infrastructure, IIFL HFL empowers communities, fostering inclusivity and driving improvements in quality of life. Learn More
Financial Inclusion
Expanding access to finance with innovative products, smart policies, and digital tools, we ensure financial literacy and resources reach all individuals. Learn More

IMPACT

Empowering Lives for a Better Tomorrow

Housing Housing Housing
Social Transformation Social Transformation Social Transformation
Financial Inclusion Financial Inclusion Financial Inclusion
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3,20,800+
Lives Transformed
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18,130+
tCO 2 e/year GHG Emission Offset
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23,620+
Green Housing Units Funded
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19,710+
MWh/year Energy Savings
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1,130+
ML/year Water Savings
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3,20,800+
Lives Transformed
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1,950+
Patents benefitted through our healthcare initiatives
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2,700+
Government schools supported with digital tools
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2,82,900+
Students provided with learning opportunities
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1,200+
KG Garbage Recycled
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1,500+
KG Garbage Collected
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5,500+
Households educated about sustainable living
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3,20,800+
Lives Transformed
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100-150%
increase in earnings of women artisans
Students gathered at Sakhiyo ki Baadi centre, block Gogunda, dist. Udaipur

OUR CSR MISSION

Building Inclusive and Sustainable Communities

At IIFL Home Finance Ltd., our mission through Social Impact and CSR Activations is to champion healthy and sustainable housing for communities, ensuring financial inclusion for the economically weaker sections (EWS) and lower income groups (LIG). We strive to drive social transformation, fostering a positive impact on the community by promoting diversity, education, health, and awareness. Through the power of propagation, technology, and innovation, we aim to uplift and empower individuals, creating a brighter, more inclusive future for all.
Annual CSR Action Plan FY 24-25 View plan
Our Technical Assistance Programme with Asian Development Bank Know more

CSR Committee

Ms. Mohua Mukherjee
Ms. Mohua Mukherjee
Independent Director
Mr. R Venkatraman
Mr. R Venkatraman
Non-Executive Director
Mr. Monu Ratra
Mr. Monu Ratra
Executive Director, & CEO
Ms. Mohua Mukherjee
Ms. Mohua Mukherjee
Independent Director

Ms. Mohua Mukherjee is a seasoned development economics professional with thirty years of international experience. She was among the youngest candidates ever selected for the globally competitive Young Professionals’ Program of the World Bank in Washington DC. Her career at the World Bank included responsibility for designing and supervising World Bank investment projects, based on dialogue with Ministers and senior government officials in client countries. Mohua has led policy dialogue and formulated investment projects in 9 different sectors of the economy, in 44 countries on 4 continents, all pertaining to the UN’s Millennium Development Goals and later the Sustainable Development Goals.

She is an experienced leader of multi-disciplinary teams and has received various awards of appreciation from government clients for her consultative approach. She headed the Corporate Finance department first at Citibank and then at ABN AMRO Bank Nairobi, Kenya. Apart from this hands-on financial sector experience in Kenya, Mohua also has energy sector investment experience in 15 African countries, plus Nepal and Bangladesh and of course India as well. From 2014-2017, Mohua led the India Solar Energy Team of the World Bank, and she was responsible for managing a large team of professionals to complete the delivery of a US$1 billion solar program to the government of India. The US$640 million blended-finance Solar Rooftops project with the State Bank of India, which she designed from the start, brought the OPEX model to the Indian solar rooftop market. Apart from the solar energy sector, Mohua also has a great deal of experience in the Indian electricity distribution company sector.

She has contributed to various World Bank publications and also has three solo-authored books, with the most recent one being (in 2014) on private participation in the Indian power sector.In 2017 she ended her long career in Washington and moved to Bangalore for family reasons. Following her relocation to India, Mohua worked pro-bono for 2 years at the International Solar Alliance, to support its initial establishment. She is currently a World Bank consultant and she is Advisor to the India Smart Grid Forum.Mohua has a Bachelor’s and Master’s Degree in Economics, with distinction, and a Master of Business Administration degree in International Finance, all from Boston University. She also has a certificate in Public Private Partnerships from the Harvard Kennedy School.

Mr. R Venkatraman
Mr. R Venkatraman
Non-Executive Director

Mr. R. Venkataraman is a non-executive Director of our Company. He holds Post Graduate Diploma in Management from the Indian Institute of Management (IIM), Bangalore, and a Bachelor’s degree in Electronics and Electrical Communications Engineering from IIT Kharagpur.

He has contributed immensely to the establishment of various businesses and spearheading key initiatives of the IIFL Group over the past 25 years. He previously held senior managerial positions in ICICI Limited, including ICICI Securities Limited, their investment banking joint venture with JP Morgan of US, and Barclays – BZW. He also worked with GE Capital Services India Limited in its private equity division. He has a varied experience of more than 32 years in the financial services sector.

Mr. Monu Ratra
Mr. Monu Ratra
Executive Director & CEO

Mr. Monu Ratra is a veteran in the mortgages industry with nearly two decades of experience. Mr Ratra has been associated with brands like HDFC Ltd., ICICI Bank and Indiabulls Housing. Prior to joining IIFL Home Finance Limited, his last assignment was with Indiabulls HFC as National Business Manager.

Mr. Ratra has been a part of the pioneering teams leading various functions to provide excellence through process and quality initiatives, contributing to industry-leading growth. While with the last company, his efforts and vision led to building of a growth sales structure, starting from a scratch, in a start up like environment. At IIFL Home Loans, Mr. Ratra brings strong focus on developing and delivering customer satisfaction with ease and low turn around time.

AWARDS & ACCOLADES

Celebrating Communities, Creating Impact

Initiatives

Kutumb

The focus on resource minimization through the adoption of sustainable construction practices is the need of the hour.

Initiatives

Green Sustainable Handbook

‘Green homes’ are homes that are designed and built to be comfortable and healthy and cause minimal harm to the environment. Such homes are beneficial to both the residents and society at large.

Initiatives

Development at Government Hospital – Emergency Services

IIFL Foundation undertook the responsibility to reactivate the dormant wards at the Maharana Bhupal Government Hospital, Udaipur (Rajasthan), to develop ‘Emergency Services’.