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Attractive Rates & Charges

IIFL Home Finance offers attractive interest rates Against its product offerings that ensure that your EMIs are affordable and stay light on your pocket during the loan tenure. At IIFL, we are transparent in our dealings and we do not believe in hidden charges that take customer by surprise.

All charges or fees that a Home Loan Or a Secure SME Loan entails are given below:

  • Schedule of Charges - On Application

    Processing Fees

     

    CERSAI Fees

    Upto 1.75% (Home Loans)

    Upto 2.00% (LAP)

    Rs 50/- (for loans <= Rs 5 lacs)

    Rs 100/- (for loans > Rs 5 lacs)
    Transaction/Legal Handling charges in Balance Transfer – only Home Loans

    Rs. 2500/-

    Rs 100/- (for loans > Rs 5 lacs)
    Collateral Evaluation Charges in HL Non APF Rs 3000/-
    Collateral Evaluation Charges Non HL <=2 Cr Rs.5000/-
    Collateral Evaluation Charges Non HL >2 to 5 Cr Rs.10000/
    Collateral Evaluation Charges Non HL > 5 Cr Rs.25,000/-
    Collateral Evaluation Charges Project Finance <5Cr Rs.15,000/-
    Collateral Evaluation Charges Project Finance >=5Cr Rs.1,00,000/- or actual charges, whichever is higher
    Collateral Evaluation Charges in P+C transactions Rs.5500/-
    Note: The above charges are exclusive of applicable taxes, if any.

  • Schedule of Charges-During Term of Loan

  • Schedule of Charges - On Foreclosure / Pre-Payment: