IIFL Home Finance offers attractive interest rates Against its product offerings that ensure that your EMIs are affordable and stay light on your pocket during the loan tenure. At IIFL, we are transparent in our dealings and we do not believe in hidden charges that take customer by surprise.
All charges or fees that a Home Loan Or a Secure SME Loan entails are given below:
Processing Fees CERSAI Fees |
Upto 1.75% (Home Loans) Upto 2.00% (LAP) Rs 50/- (for loans <= Rs 5 lacs) Rs 100/- (for loans > Rs 5 lacs) |
Transaction/Legal Handling charges in Balance Transfer – only Home Loans |
Rs. 2500/- Rs 100/- (for loans > Rs 5 lacs) |
Collateral Evaluation Charges in HL Non APF | Rs 3000/- |
Collateral Evaluation Charges Non HL <=2 Cr | Rs.5000/- |
Collateral Evaluation Charges Non HL >2 to 5 Cr | Rs.10000/ |
Collateral Evaluation Charges Non HL > 5 Cr | Rs.25,000/- |
Collateral Evaluation Charges Project Finance <5Cr | Rs.15,000/- |
Collateral Evaluation Charges Project Finance >=5Cr | Rs.1,00,000/- or actual charges, whichever is higher |
Collateral Evaluation Charges in P+C transactions | Rs.5500/- |
Note: The above charges are exclusive of applicable taxes, if any. |