Documents Required For Home Improvement Loan - Salaried Individuals
With IIFL Home Loans not only are you assured of faster processing of your loan application but also enjoy a hassle free experience.
To make your application process simpler, here is a list of documents that you will need:
2. Identity Proof
- Valid Passport
- Voter Card
- Aadhar Card
- PAN Card
- Other acceptable documents as prescribed by National Housing Bank from time to time
3. Address Proof
Any one of the below documents:
- Valid Passport
- Voter Card
- Aadhar Card
- Other acceptable documents as prescribed by National Housing Bank from time to time.
4. Proof of income
All the documents given below:
- Valid Passport
- Voter Card
- Aadhar Card
- Other acceptable documents as prescribed by National Housing Bank from time to time.
5. Other documents
- Documents related to running loans along with last 6 months bank statement from which the repayment of these loans are made
6. Property documents
- Copy of complete chain documents of the property (as applicable)
- Copy of the plans approved by the Local Authorities
- construction estimate by the Architect/Civil Engineer
Apply for home loan
Documents Required For Home Improvement Loan - Self Employed
With IIFL Home Loans not only are you assured of faster processing of your loan application but also enjoy a hassle free experience.
To make your application process simpler, here is a list of documents that you will need:
2. Identity Proof
PAN Card (mandatory) and any one of the below documents
- Valid Passport
- Voter Card
- Aadhar Card
- PAN Card
- Other acceptable documents as prescribed by National Housing Bank from time to time
3. Address Proof
Any one of the below documents:
- Valid Passport
- Voter Card
- Aadhar Card
- Other acceptable documents as prescribed by National Housing Bank from time to time
4. Address Proof for Business Entities
Any one of the below documents:
- Shops & Establishment Certificate
- Trade License Certificate
- SSI Registration Certificate
- PAN Card/Sales Tax/ VAT Registration Certificate
- Partnership Deed (for firms) / Memorandum of Association (MOA) for companies
- Export-Import Code Certificate/Factory Registration Certificate
- Professional qualification Certificate and Degree Certificate for Professionals
- SEBI Registration Certificate
- Registration No issued by ROC
5. Proof of income
All the documents given below:
- Income Tax Returns along with computation for last 2 financials years
- Balance Sheet and Profit & Loss account along with all annexures (duly CA certified and audited if applicable)
- Last 6 months current account statement of the business entity and saving account statement of individual
6. Other documents
All the documents given below:
- Documents related to running loans along with last 6 months bank statement from which the repayment of these loans are made
- List of Directors and Shareholders with their individual shareholding certified by a CA / CS in case of the business entity being a company
- Memorandum and Articles of Association of the Company
- Partnership Deed in case of the business entity being a partnership firm
7. Property documents
All the documents given below :
- Copy of complete chain documents of the property (as applicable)
- Copy of the plans approved by the Local Authorities
- Construction estimate by the Architect/Civil Engineer
Apply home loan