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Watch the highlights of eKutumb's first Webisode, Building Sustainable Affordable Homes amid Pandemic. See valuable insights shared by Prashant Kapoor (IFC-World Bank Group) and Ashok B Lall (Sustainable Affordable Development expert).

IIFL Home Loans has been working closely with the National Housing Bank to provide home loans to customers from LIG and MIG I & II. Watch what Monu Ratra, CEO, IIFL Home Loan has to say about the new initiative of Kutumb.

A Step Towards Sustainable Future: Green Affordable Housing, Policy & Finance

EESL designed energy efficient air-conditioners save up to 40% electricity in comparison to conventional air conditioners.  Energy efficient appliances constitute a huge role in affordable housing programs.  Improvement in quality of life of households through visual comfort, thermal comfort and others, through lesser energy consumption in domestic category would reduce cross-subsidy/direct subsidy, if any. Promoting energy efficiency for India’s energy security  Reduced AT&C losses would allow DISCOMs to improve reliability & quality of supply.

We are the only ‘Green Value Partner’ in the country helping developer/end users through their journey of concept, design, impact and final certification. By 2023, we look to fund 300 Green Affordable projects collectively accounting for 80 lac sq ft area in 90,000 units. We are working on a handbook that will have all the know-how on Green Building design with respect to all the 4 climatic zones in India

Green is not an issue for the rich, affluent and middle income, it is equally applicable and may be more to economically weaker sections/lower income groups. India is increasing at the rate of 2 crore people per year. The biggest challenge today is to use cost effective technology in building construction that supports sustainability. Developed countries will shrink their population by 2050 whereas developing countries including India are expected to touch 8.2 billion mark. By 2030, 9 crore homes are needed in India. Cost of building construction is 50% higher than the current rate of inflation

More than 10 million non-green homes will be constructed in India. Such non-green homes account to 2 times Delhi’s annual water consumption. 1.1 times Delhi’s annual CO2 emission from residential homes. If just 20% of these 10 million homes are green, then: • Every 4 green homes will save enough water to supply to 1 additional home • Every 5 homes will save enough electricity to light up 1 extra home • CO2 emissions will be reduced by 12% thus saving more than 1087 crore

• India is a huge market keeping in mind the rapid urbanization & growth of construction • Climate & weather will be the top 5 risks for businesses in the next 10 years accounting for 0.4% to 0.5% loss in global GDP • There is a need to closely embed ESG initiatives among the companies • Responsible investing should be made in companies who champion green initiatives

A play emphasizing the need of Green Building for environmental, social and financial impact.

Kutumb - Shruti Narayan IFC