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Products
Home Loan Home Loan
Home Loan
Flexible financing options to help you purchase your dream home with ease and convenience.
PMAY 2.0 PMAY 2.0
PMAY 2.0
PMAY 2.0 Subsidy of upto ₹1.80 Lakh on your Home Loan
Secured Business Loan Secured Business Loan
Secured Business Loan
Attractive rates and flexible terms to accelerate your Business.
Balance Transfer Balance Transfer
Balance Transfer
Transfer your loan for better rates and flexible repayment options and save more.
Home Improvement Loan Home Improvement Loan
Home Improvement Loan
Tailored for your home upgrades, enhance and renovate your living space.
Home Loan for Uniformed Services Home Loan for Uniformed Services
Home Loan for Uniformed Services
Exclusive home loan offers for uniformed service personnel with favourable terms and benefits.
NRI Home Loan NRI Home Loan
NRI Home Loan
Specialised solutions to invest in dream property back home with ease and confidence.
Protect your Future, Today!
Explore seamless loan insurance options
Bajaj Life Insurance
Bajaj Life Insurance Learn more
ICICI Lombard General Insurance
ICICI Lombard General Insurance Learn more
ICICI Prudential Life Insurance
ICICI Prudential Life Insurance Learn more
Calculators
Home Loan Home Loan
Home Loan EMI Calculator
Calculate your loan EMIs and plan your finances efficiently.
PMAY PMAY
PMAY Calculator
Calculate the amount of subsidy for your home loan under PMAY 2.0
Secured Business Loan Secured Business Loan
Secured Business Loan EMI Calculator
Tailored for your home upgrades, enhance and renovate your living space.
Home Improvement Loan Home Improvement Loan
Tax Benefit Calculator
Maximise your savings by understanding your potential tax benefits.
Balance Transfer Balance Transfer
Balance Transfer Calculator
See how much you can save by transferring your loan with us.
Protect your Future, Today!
Explore seamless loan insurance options
Bajaj Life Insurance
Bajaj Life Insurance Learn more
ICICI Lombard General Insurance
ICICI Lombard General Insurance Learn more
ICICI Prudential Life Insurance
ICICI Prudential Life Insurance Learn more
Company
About Us About Us
About Us
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Investor Relations Investor Relations
Investor Relations
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Media Media
Media
News and writings, press releases, videos and resources.
Sustainable Future Sustainable Future
Sustainable Future
Explore our initiatives and discover how we’re driving positive change for the environment and society.
Corporate Social Responsibility Corporate Social Responsibility
Corporate Social Responsibility
We are touching 3,00,000+ lives through our social initiatives.
Careers Careers
Careers
We are always looking for talented people. Join us!
Protect your Future, Today!
Explore seamless loan insurance options
Bajaj Life Insurance
Bajaj Life Insurance Learn more
ICICI Lombard General Insurance
ICICI Lombard General Insurance Learn more
ICICI Prudential Life Insurance
ICICI Prudential Life Insurance Learn more
Contact Us
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Chat with us on WhatsApp
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Need Instant Help? Need Instant Help?
Need Instant Help?
Call us on 1860-267-3000 (for existing customers)
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Raise a Request
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Locate Branch Near You Locate Branch Near You
Locate Branch Near You
Maximise your savings by understanding your potential tax benefits.
Grievance Redressal Grievance Redressal
Grievance Redressal
Learn more about our system and procedures for complaints and grievances.
Need more help?
Connect with our experts for solutions that suit your needs.
Need more help on whatsapp flow?
Watch our 1 minute video to understand this better.
Protect your Future, Today!
Explore seamless loan insurance options
Bajaj Life Insurance
Bajaj Life Insurance Learn more
ICICI Lombard General Insurance
ICICI Lombard General Insurance Learn more
ICICI Prudential Life Insurance
ICICI Prudential Life Insurance Learn more
Why IIFL Home Finance Ltd?
*Data as of 30th September 2025 and since inception
317 branches across 18 states
4.69 Lakh* total loans accounts since inception
Fulfilling dreams of over 3.09 Lakh* first time home buyers
*Data as of 30th September 2025 and since inception
 

What can we help you with?

Home Loan
Secured Business Loan
Balance Transfer
Home Improvement Loan
Home Loan for Uniformed Services
NRI Home Loan
Home Loan
Secured Business Loan
Balance Transfer
Home Improvement Loan
Home Loan for Uniformed Services
 

Tools & EMI Calculators

Home Loan EMI Calculator
Secured Business Loan EMI Calculator
Home Loan Tax Benefit Calculator
Balance Transfer Calculator
Enter Loan Amount
₹
Please enter a valid number.
₹ 2 Lac ₹ 2 Crore
Select Tenure (months)
months
Please enter a valid number.
24 months 360  months
Select Interest Rate
%
Please enter a valid number.
9% 15%
Monthly EMI ₹17,674
Total Amount Payable ₹22,41,811
Interest ₹22,41,811
Principal Amount ₹20,00,000
Monthly EMI ₹19,968
Interest
 
₹ 22,41,811
Principal Amount
 
₹ 20,00,000
Total Amount Payable
₹ 42,41,811
Enter Loan Amount
₹
Please enter a valid number.
₹ 2 Lac ₹ 2 Crore
Select Tenure (months)
months
Please enter a valid number.
60 months 180  months
Select Interest Rate
%
Please enter a valid number.
12% 19%
Monthly EMI ₹17,674
Total Amount Payable ₹22,41,811
Interest ₹22,41,811
Principal Amount ₹20,00,000
Monthly EMI ₹19,968
Interest
 
₹ 22,41,811
Principal Amount
 
₹ 20,00,000
Total Amount Payable
₹ 42,41,811
Enter Loan Amount
₹
Please enter a valid number.
₹ 2 Lac ₹ 7 Lac
Select Tenure (months)
months
Please enter a valid number.
24 months 84  months
Select Interest Rate
%
Please enter a valid number.
22% 22%
Monthly EMI  
Total Amount Payable  
Interest  
Principal Amount  
Monthly EMI  
Interest
 
 
Principal Amount
 
 
Total Amount Payable
 
Interest Paid
₹
Please enter a valid number.
₹ 10,000 ₹ 5 Crore
Principal Paid
₹
Please enter a valid number.
₹ 10,000 ₹ 5 Crore
Gross Annual Income
₹
Please enter a valid number.
₹ 1,00,000 ₹ 5 Cr
Total Tax Savings  
Total Tax without Home Loan  
Total Tax with Home Loan  
Total Tax Savings  
Total Tax without Home Loan
 
Total Tax with Home Loan
 
Total Sanction Loan
₹
Please enter a valid number.
₹ 10,000 ₹ 5 Crore
Existing Loan Tenure (months)
months
Please enter a valid number.
12 months 360  months
Previous Lender ROI
%
Please enter a valid number.
4% 24%
Employment Type
IIFL Rate of Interest  
Simple Interest Applicable  
Loan Amount  
Top-up Loan Transfer  
IIFL Rate of Interest  
Interest
 
 
Loan Amount
 
 
Top-up Loan Transfer
 
Property Value
₹
Please enter a valid number.
₹ 1 Lac ₹ 3 Crore
Property State
Total Stamp Duty + Reg Charges  
Registration Charges Payable  
Registration Rate  
Property Value  
Stamp Duty Rate  
Total Stamp Duty + Reg Charges  
Property Value
 
 
Registration Charges Payable
 
 
Stamp Duty Rate
 
Registration Rate
 
Making Green Living Simple!
Save 30% on energy!
Cut Water usage by half!
Embrace a greener lifestyle!

From Hope to Home

double-quuote

I have a home of my own now, thanks to IIFL team for fast processing of my loan.

Anurag Jaiswal, Mumbai

double-quuote

Thanks to IIFL Home Loans, my dream of owning a home became a reality with ease and support.

AR Suresh, Chittoor

double-quuote

My experience with IIFL Home Finance was smooth, and I’m satisfied with their efficient service.

Ganesh Wakchaure, Maharashtra

double-quuote

I’m truly grateful to IIFL Home Loans for their support in helping me buy my first home.

Omkar Patki, Mumbai

double-quuote

Thanks to IIFL Home Loans, our dream of owning a home became a reality with just an active bank account and our combined salary.

Parwinder Singh, Punjab

Awards & Recognitions

She Creates - Successful Use Of CSR Activity

Award 3 2025

Bharose Ki Keemat - Best Use of Celebrity Endorsement

Award 1 2025

Bharose Ki Keemat - Best Video Content

Award 4 2025

IIFL Home Loans - Excellence in ESG Leadership in BFSI

Award 2 2025

Get instant support with existing loan related queries

Raise a Request Get instant access to your existing Loan Account with us Raise a Ticket
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The texts on this website have been translated using an automated translation tool and its accuracy cannot be guaranteed. We recommend referring to the English version of the content for the most precise information. In the event of any disputes or inconsistencies, the contents in the English language shall be considered final and binding. IIFL HFL disclaims any liability or responsibility in this matter.
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