Jean-Jacques Rousseau, the French philosopher quoted, atch a cat when it enters a room for the first time. It searches and smells about, it is not quiet for a moment, it trusts nothing until it has examined and made acquaintance with everything.
Are you going to buy your first home soon Then you need to act like a cat, as mentioned in the above quotation. A little caution from your side can help you protect yourself against cheating. Let have a glance on the technical property documents that require your attention
Again while availing home loan from a lender, you need to furnish this document. The sequence of ownership should be updated in a continuing manner to avoid any hassle later on.
Building Approval Plan: The builder owner must get the plan approved by the jurisdictional commissioner or any other officer, approved by the concerned authority.
Conversion Certificate: The concerned revenue authority issues the permission for conversion of agricultural to nonagricultural land. This permission is given in the form of a Conversion Certificate. As we know India is an agricultural country and around 70% population depends on farming only, permission is required for changing the land type. The documents required for conversion certificate include but not limited to land sketch, title deed, zonal certificate and mutation records to name a few. No objection Certificate NOC is also required for the Tahsildar office and land regulatory authority for obtaining the conversion certificate.
Why is a completion certificate required This is the necessary document because this confirms the building has been made according to all rules & regulations of the building act. This is very important at the time of purchasing.
When a building is fully constructed or becomes ready for possession, the builder asks for occupancy certificate from the concerned government authority. When the request is put up, the authority representatives make a visit to the premise to ensurethe building is meeting all the norms & regulations. Once they are satisfied with the work done, they provide the occupancy certificate.
Though, it is important that you check for all the aforementioned documents while buying a new home. It will be better for you if any competent lawyer would verify these documents.