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A glimpse into IIFL Home Loans Journey…

IIFL Home Loans is a technology-driven housing finance company set up by veterans in the retail banking industry, primarily to provide affordable housing finance to millions of Indians who want to make their dream to own a home a reality.

IIFL Home Loans commenced its operation in 2009 post receiving the Certificate of Registration from National Housing Bank (NHB). As a company, we are driven by our vision to transform the lives of the people and real estate development with our sustainable and green affordable housing initiatives.

Our business strategy is aligned with “Housing for All” through Pradhan Mantri Awas Yojana (PMAY). As part of the plan, our objective is to provide CLSS - Credit Linked Subsidy Scheme (*This scheme has been discontinued from 1st of April, 2022) to eligible borrowers in the Economically Weaker Sections, Lower Income and Middle-Income Groups.

With the experience and guidance of our Board, IIFL Home Loans is committed to bringing revolutionary changes in the affordable housing finance space. We have a widespread network across the country.

IIFL Home Finance Presence:

IIFL Home Loans has its headquarter located in Gurugram. Using its phygital model, the company has created a widespread presence across the country. The company delivers a broad range of financial products and solutions to its esteemed customers through its extensive presence of sub-brokers, franchisees, branches, call centers, and digital channels.

A Glimpse into our journey so far


  • Received Registration Certificate from NHB


  • Focus on Affordable Home Loans
  • 4,700+ Customers
  • 12 Branches


  • Introduced SWARAJ Home Loans 
  • Aligned business strategy with ‘Housing for All’
  • Digital journey conceived 
  • 14,000+ Customers 
  • 58 Branches
  • CLSS Beneficiaries 60+
  • 1.30 cr+ (INR) CLSS Subsidy Disbursed


  • JHATPAT App goes LIVE for salaried customers
  • INR 160cr+ refinance received from NHB
  • 27,000+ Customers
  • 59 Branches
  • CLSS Beneficiaries 2,100+
  • 45 cr+ (INR) CLSS Subsidy Disbursed


  • Conceived the idea of ‘Green Affordable Housing’
  • Aligned the business strategy with Kutumb
  • Identified among top 3 PLI’s by NHB for facilitating subsidy under PMAY (U)
  • 2nd Refinance received from NHB with cumulative finance of INR 800 cr+
  • 50,000+ Customers
  • 79 Branches
  • CLSS Beneficiaries 11,000+
  • 260 cr+ (INR) CLSS Subsidy


  • Best Performing Primary Lending Institution under CLSS for EWS/LIG – Second’ by MoHUA
  • INR 1,000cr+ refinance from NHB, cumulative refinance of INR 1,800cr+
  • Served 1,00,000+ customers with live book of 72,000+ customers
  • 127 Branches
  • CLSS Beneficiaries 16,500+
  • 386 cr+ (INR) CLSS Subsidy Disbursed


  • Penetrated deep into Tier 2 & 3 markets as a part of our expansion market strategy
  • INR 700 cr refinance from NHB, cumulative refinance of INR 2,525 cr
  • Completed a total of 6 Chapters of Kutumb - an initiative towards green affordable housing
  • Served 1,24,000+ customers with live book of 94,400+ customers
  • >127 Branches (as on March 31, 2020)
  • CLSS Beneficiaries 42,500+
  • 1000+ cr (INR) CLSS Subsidy Disbursed (as on September, 2020)