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Home PMAY-U 2.0 Subsidy Calculator

Pradhan Mantri Awas Yojana – Urban 2.0 Subsidy Calculator

What is the purpose of your loan?
Is any female member of the family (mother/wife) also an owner of the property?
Is this your first Pucca house?
Annual Household Income
Please enter a valid number.
₹ 2 Lac ₹ 15 Lacs
Loan Amount
Please enter a valid number.
₹ 1 Lac ₹ 30 Lacs
Value of the Property
Please enter a valid number.
₹ 1 Lac ₹ 40 Lacs
Carpet Area of the Property (Sq.m)
Please enter a valid number.
20 sq.m. 200 sq.m.
Loan Tenure (months)
months
Please enter a valid number.
144 months 240  months
Congratulations! You may be eligible for a subsidy on your home loan.
Annual Subsidy ₹ 36,000*
Total Subsidy Amount ₹ 1,80,000*
Good news! You meet most of the conditions for PMAY Subsidy. Update your property ownership to your mother or wife to apply for the subsidy.
We regret to inform you that you’re not eligible for the PMAY subsidy. But don’t worry, owning your dream home is still within reach!
Disclaimer: This calculator is provided solely for the convenience of the customer and is used at their discretion. The values, calculations, and results generated by this calculator are based on the user’s inputs and various parameters and assumptions set forth by IIFL HFL, including but not limited to the rate of interest, loan tenure, and disbursement schedule. IIFL HFL makes no representations or warranties regarding eligibility for the subsidy. The grant of the Pradhan Mantri Awas Yojana (PMAY) 2.0 interest subsidy is subject to the applicable rules and regulations of the Government of India. IIFL HFL shall not be liable for any claims, losses, or liabilities arising from the subsidy approval process, nor for any reliance placed on the results or information provided by this calculator. Show more