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Kushal Bhartiyo! Labh Uthaye Pradhan Mantri Awas Yojana Ka Aur Banaye Apna Khud ka Ghar
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Slogans Mera Desh Badal Raha Hai, Aage Badh Raha Hai abka Saath, Sabka Vikaas are on our lips nowadays. Thanks to farm and industry sectors, our economy rallied to 7.6% in 2015-16 as per the Central Statistical Data. On one side, Indian Government initiatives, radhan Mantri Kaushal Vikas Yojana ational Policy for Skill Development & Entrepreneurship 2015 are creating skilled workers across PAN India to make them survive on their livelihood with self-respect. But on the other side, most of these skilled people don have a pucca roof over their head. Strange!
How can these average Indian middle class finance their dreams
How can self-employed people purchase a new home at affordable prices
The skilled and semi-skilled people can avail home loans under CLSS Scheme of Pradhan Mantri Awas Yojana. The Yojana aims to build 2 crore new houses across the nook and corner of India by 2022. Home loan is available under this scheme with a subsidy on interest component.
The beneficiary can leverage interest subsidy up to Rs 2,20,000 on home loans.
Self-employed people can click on Home Loan E.M.I Calculator and calculate their eligibility on the basis of their net profit, business use of the home, depreciation, depletion and income level.
IIFL Home Loans is providing home loans under this scheme and thus playing a constructive role in the empowerment of the masses of India. IIFL offers zaadi from strict income documentation and even the turnaround time for the home loan approval and disbursal is also low here. Home loans to the skilled and the semi-skilled Indians are the need of the hour.
Even in many skilled categories, the unemployment ratio is high and it is in double digits. Around 14% machine operators and 17% textile workers are not employed Source: Times of India. But the wheel of the economic growth is moving at a rapid pace. The National Skill Development Mission aims to create 400 million skilled Indians by 2022. Source: Business Standard More skilled Indians means more economic empowerment and this would enhance the demands for housing and home loans. To bridge that demand and supply gap, we, IIFL Home Loans, are providing New Home Loans, Home Extension or Improvement Loans, Loan against Property and Balance Transfer.
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Disclaimer: The information contained in this post is for general information purposes only. IIFL Home Finance Limited (including its associates and affiliates) ("the Company") assumes no liability or responsibility for any errors or omissions in the contents of this post and under no circumstances shall the Company be liable for any damage, loss, injury or disappointment, etc. suffered by any reader. All information in this post is provided "as is", with no guarantee of completeness, accuracy, timeliness, or of the results, etc. obtained from the use of this information, and without warranty of any kind, express or implied, including, but not limited to warranties of performance, merchantability, and fitness for a particular purpose. Given the changing nature of laws, rules, and regulations, there may be delays, omissions, or inaccuracies in the information contained in this post. The information on this post is provided with the understanding that the Company is not herein engaged in rendering legal, accounting, tax, or other professional advice and services. As such, it should not be used as a substitute for consultation with professional accounting, tax, legal or other competent advisers. This post may contain views and opinions which are those of the authors and do not necessarily reflect the official policy or position of any other agency or organization. This post may also contain links to external websites that are not provided or maintained by or in any way affiliated with the Company and the Company does not guarantee the accuracy, relevance, timeliness, or completeness of any information on these external websites. Any/ all (Home/ Loan Against Property/ Secured Business Loan/ Balance Transfer/ Home Improvement Loan/ NRI Home Loan/ Home Loan for Uniformed Services) loan product specifications and information that may be stated in this post are subject to change from time to time, readers are advised to reach out to the Company for current specifications of the said (Home/ Loan Against Property/ Secured Business Loan/ Balance Transfer/ Home Improvement Loan/ NRI Home Loan/ Home Loan for Uniformed Services) loan.