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IIFL Jhatpat Home Loans: An Eco Friendly Digital Strategy
2
min read
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Written by Vidisha Sharma
Vidisha Sharma holds wide knowledge and expertise in digitization, pre sales, business strategy & analysis, campaigning and research activities across geographies. She is a part of the central strategy team at IIFL Home Finance Limited.
Innovation distinguishes between a leader and a follower. Steve Jobs
As we all are aware that in the last few years our country has accelerated towards the movement of a igital India Jhatpat loan is our first step towards an intelligent digitization leader in the mortgage industry.
It is an express customer on-boarding solution for Home Loans. We have reduced the time for a soft sanction from days to just an hour. The application is capable of making a decision based on the data which has been input as well as based on the CIBIL reports of the applicants. There is no need of physical document submission for loan approval. The application helps increase the productivity of our sales team and gives the customers best experience.
Jhatpat loan was launched in Delhi first followed by Mumbai. The feedback from both teams as well as various customers over a period of a few months has aided the evolution of the application making it more user-friendly. And with one of the finest versions of Jhatpat loan, recently, we have launched the application to Pan India in IIFL Home Finance Limited Offices.
Our digital initiative benefits the environment as we all believe going green is the new business mantra today. This is just the beginning. Digitization of home loan processes is one of the biggest innovation efforts in the industry and it is a must that the progression is ever evolving. This huge transformation is incomplete without the support from each and every employee and we hope that this transition from physical files to digitized home loan processes is smooth and helpful to all.
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Disclaimer: The information contained in this post is for general information purposes only. IIFL Home Finance Limited (including its associates and affiliates) ("the Company") assumes no liability or responsibility for any errors or omissions in the contents of this post and under no circumstances shall the Company be liable for any damage, loss, injury or disappointment, etc. suffered by any reader. All information in this post is provided "as is", with no guarantee of completeness, accuracy, timeliness, or of the results, etc. obtained from the use of this information, and without warranty of any kind, express or implied, including, but not limited to warranties of performance, merchantability, and fitness for a particular purpose. Given the changing nature of laws, rules, and regulations, there may be delays, omissions, or inaccuracies in the information contained in this post. The information on this post is provided with the understanding that the Company is not herein engaged in rendering legal, accounting, tax, or other professional advice and services. As such, it should not be used as a substitute for consultation with professional accounting, tax, legal or other competent advisers. This post may contain views and opinions which are those of the authors and do not necessarily reflect the official policy or position of any other agency or organization. This post may also contain links to external websites that are not provided or maintained by or in any way affiliated with the Company and the Company does not guarantee the accuracy, relevance, timeliness, or completeness of any information on these external websites. Any/ all (Home/ Loan Against Property/ Secured Business Loan/ Balance Transfer/ Home Improvement Loan/ NRI Home Loan/ Home Loan for Uniformed Services) loan product specifications and information that may be stated in this post are subject to change from time to time, readers are advised to reach out to the Company for current specifications of the said (Home/ Loan Against Property/ Secured Business Loan/ Balance Transfer/ Home Improvement Loan/ NRI Home Loan/ Home Loan for Uniformed Services) loan.