IIFL Home Finance Secures USD 100 Million from AIIB

National, 11th July 2025: IIFL Home Finance Limited (IIFLHFL), one of the India’s leading housing finance companies focused on the affordable housing segment, has secured a USD 100 million (in equivalent Indian rupee) financing from the Asian Infrastructure Investment Bank (AIIB). This milestone partnership aims to significantly enhance access to affordable housing finance for economically weaker sections and lower income groups (EWS/LIG), while also promoting the adoption of green building standards across the housing sector.

IIFL Home Finance has long been committed to empowering underserved households by enabling access to formal credit systems for home ownership. With this facility, IIFL HFL will strengthen its ability to serve both the demand and supply sides of India’s affordable housing ecosystem:

• On the demand side, IIFLHFL will extend home loans to families, primarily from EWS and LIG segments, to purchase or construct their own homes in urban and semi-urban locations.
• On the supply side, the company will finance affordable housing developers, with a focused thrust on projects that integrate green certification standards, helping reduce the environmental footprint and enhance sustainability.

This collaboration reinforces the Company’s mission to provide accessible, responsible, and climate conscious housing finance. The proceeds from the AIIB will also support IIFL HFL’s green housing portfolio, furthering its commitment to sustainable urban development aligned with India’s climate goals.

Mr. Monu Ratra, ED and CEO, IIFL Home Finance, said:“The funding from AIIB marks a significant step in our journey to expand homeownership opportunities for underserved families across the country. This will also bolster our efforts to develop and finance green affordable housing, making sustainable living more accessible. We are honoured to collaborate with AIIB in delivering inclusive and environmentally conscious housing solutions.”

Gregory Liu, Director General of AIIB’s Financial Institutions and Funds Clients Department, Global, added: “This investment reflects AIIB’s commitment to inclusive and sustainable infrastructure. By partnering with IIFLHFL, AIIB is helping to advance India’s green building agenda while bridging the housing gap for low-income families in India.”

The investment comes at a pivotal time, aligning with the ongoing implementation of Pradhan Mantri Awas Yojana – Urban (PMAY-U 2.0), which seeks to address urban housing shortages across India. It also supports India’s Nationally Determined Contributions (NDCs) under the Paris Agreement by promoting climate-resilient and sustainable housing infrastructure.

About IIFL Home Finance

IIFL Home Finance Limited is a technology-driven, India’s leading retail-focused affordable housing finance company dedicated to supporting first-time homebuyers from the Economically Weaker Sections (EWS) and Low-Income Groups (LIG) in India. As of March 2025, the company has served over 4.54 lakh customers since inception, including 2.97 lakh first-time home buyers, 1.59 lakh customers from the informal sector, and 2.64 lakh women homeowners, reflecting its strong commitment to financial inclusion and empowerment.

Operating through a wide network of 376 branches across 18 states, IIFL Home Finance focuses on underserved and emerging geographies, including the suburbs of Tier 1 cities and Tier 2 to Tier 4 towns.

The company offers a comprehensive product portfolio which includes housing loans, secured business loans and affordable housing project loans.