Documents For PMAY - Salaried Individuals

With IIFL Home Loans already 14000+ families have taken the benefit under Pradhan Mantri CLSS scheme. IIFL Home Loans helps and guides you at every step to ensure that loan application is a hassle free experience.

We have compiled below a list of documents that you will require to complete your application:

1. Application form

Download Application form

2. Identity Proof

PAN Card (mandatory) and any one of the below documents

  • Voter Card
  • Aadhar Card
  • Valid Passport
  • Driving License
  • Photo Credit Card
  • Photo Identity card issued by Govt. body
  • Valid Passport Letter from recognized public authority or public servant verifying the identity of the customer with photograph (not more than 30 days old)

3. Address Proof

Any one of the below documents:

  • Voter Card
  • Aadhar Card
  • Valid Passport
  • Letter from a recognized public authority or public servant verifying the identity and residence of the customer
  • Latest Utility bill
  • Rent agreement on stamp Paper
  • Bank Statements reflecting address of borrowers of any commercial nationalized bank
  • Credit Card Statement not older than 3 months
  • Life Insurance Policy
  • Residence address Certificate /letter by employer on company letterhead
  • Copy of Sale Deed of the property (residence), if owned
  • Municipal or property tax receipt
  • Post office saving bank account statement
  • Pension or family pension payment orders (PPOs) issued to retired employees by Govt. departments or Public Sector Undertakings, if they contain the address
  • Letter of allotment of accommodation from employer issued by State or Central Govt. departments, statutory or regulatory bodies, and public sector undertakings, scheduled commercial banks, financial institutions, and listed companies. Similarly, leave and license agreements with such employers allotting official accommodation
  • Documents issued by Govt. departments of foreign jurisdiction and letter issued by Foreign Embassy or Mission in India

4. Proof of income

Not Mandatory:

  • Last 2 months salary slip
  • Last 6 months bank statement of salaried account
  • Latest Form 16 / ITR

5. Other documents

  • Documents related to running loans along with 6 months repayment bank statements

6. Property documents

All the documents given below :

  • Copy of complete chain documents of the property (as applicable)
  • Copy of Agreement to Sell (if executed)
  • Copy of the Allotment Letter / Buyer Agreement(if applicable)
  • Copy of Receipt/(s) of payment/(s) made to the developer (if applicable)
Apply home loan

Documents For PMAY - Self Employed

With IIFL Home Loans already 14000+ families have taken the benefit under Pradhan Mantri CLSS scheme. IIFL Home Loans helps and guides you at every step to ensure that loan application is a hassle free experience.

We have compiled below a list of documents that you will require to complete your application:

1. Application form

Download Application form

2. Identity Proof

PAN Card (mandatory) and any one of the below documents

  • Voter Card
  • Aadhar Card
  • Valid Passport
  • Driving License
  • Photo Credit Card
  • Photo Identity card issued by Govt. body
  • Valid Passport Letter from recognized public authority or public servant verifying the identity of the customer with photograph (not more than 30 days old)

3. Address Proof

Any one of the below documents:

  • Voter Card
  • Aadhar Card
  • Valid Passport
  • Letter from a recognized public authority or public servant verifying the identity and residence of the customer
  • Latest Utility bill
  • Rent agreement on stamp Paper
  • Bank Statements reflecting address of borrowers of any commercial nationalized bank
  • Credit Card Statement not older than 3 months
  • Life Insurance Policy
  • Residence address Certificate /letter by employer on company letterhead
  • Copy of Sale Deed of the property (residence), if owned
  • Municipal or property tax receipt
  • Post office saving bank account statement
  • Pension or family pension payment orders (PPOs) issued to retired employees by Govt. departments or Public Sector Undertakings, if they contain the address
  • Letter of allotment of accommodation from employer issued by State or Central Govt. departments, statutory or regulatory bodies, and public sector undertakings, scheduled commercial banks, financial institutions, and listed companies. Similarly, leave and license agreements with such employers allotting official accommodation
  • Documents issued by Govt. departments of foreign jurisdiction and letter issued by Foreign Embassy or Mission in India

4. Address Proof for Business Entities

Any one of the below documents:

  • Shops & Establishment Certificate
  • Trade License Certificate
  • SSI Registration Certificate
  • PAN Card/Sales Tax/ VAT Registration Certificate
  • Partnership Deed (for firms) / Memorandum of Association (MOA) for companies
  • Export-Import Code Certificate/Factory Registration Certificate
  • Professional qualification Certificate and Degree Certificate for Professionals
  • SEBI Registration Certificate
  • Registration No issued by ROC

5. Proof of income

All the documents given below:

  • Documents related to running loans along with 6 months repayment bank statements
  • Latest List of share holding pattern (duly CA/CS certified)
  • MOA (for private Limited companies)
  • Partnership deed (for partnership firms)

6. Property documents

All the documents given below :

  • Copy of complete chain documents of the property (as applicable)
  • Copy of Agreement to Sell (if executed)
  • Copy of the Allotment Letter / Buyer Agreement(if applicable)
  • Copy of Receipt/(s) of payment/(s) made to the developer (if applicable)
Apply home loan