Documents required for Home Loan are:
Proof of identity and residence (KYC):
| Document Type | Mandatory Document Name | Identity | Address |
|---|---|---|---|
| Mandatory document | Permanent Account Number (PAN) or Form 60,as applicable | Yes | No |
| Officially valid documents (OVD) acceptable as Identity and/ or current address of Individuals*(Any one of the following can be accepted) |
Passport |
Yes |
Yes |
| Driving license |
Yes |
Yes |
|
| Election /Voters ID card |
Yes |
Yes |
|
| Job card issued by NREGA duly signed by the officer of the State Government |
Yes |
Yes |
|
| Letter issued by the National Population Register containing details of name, address. |
Yes |
Yes |
|
| Proof of possession of Aadhaar Number |
Yes |
Yes |
All the documents given below:
- Copy of complete chain documents of the property (as applicable)
- Copy of approved plan (if available)
Additional documents in case of Balance Transfer:
- List of documents from existing Financial Institution
- Loan outstanding/ Foreclosure Letter from existing Financial Institution
Property documents:
- Copy of complete chain documents of the property (as applicable)
- Copy of Agreement to Sell (if executed)
- Copy of the Allotment Letter / Buyer Agreement(if applicable)
- Copy of Receipt/(s) of payment/(s) made to the developer (if applicable)
Additional documents in case of Balance Transfer:
- List of documents from existing Financial Institution
- Loan outstanding/ Foreclosure Letter from existing Financial Institution